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res`s poll Show results | Hide results


Other-poll poll If you are married, are buying a house with your spouse, but you are the only one putting the significant down payment on the house, should the:
(Other poll by res, 183 days ago)
House be in your name only
In both you and your husband's name


Vote to see the results
Comments: 14

coastiewife (175.8 days ago)
How does he feel about it? If it was me, both names would be on the house. Just because it`s your money that is going toward the house doesn`t mean that it`s not just as much his. Does he work? Does he help with bills? A marriage is a partnership. If you look at it as if it`s going to fail...it will. And what if something goes south? Why would you want him to have nothing? He`s the father of you child and your husband. What would you think if the role were reversed? Just think about it.

babyluv08 (180 days ago)
Personal choice. so as long both parties are in agreeance. My sister and her husband just purchased their 2nd home a year or so ago and the loan is in his name only because credit issues she had prior to marriage. Even with it just being in his name, They were required to read, agree and sign additional paper work that stated they were married, living as one and blah blah, so in the even they divorced, he could not leave her `out in the cold` so to speak. Maybe it`s just Alabama, but I know for certain they had to do it. Sometimes the other person`s credit could burden you. So I say to each`s own

RobinG (182 days ago)
Agreed, everything is 50/50 so there wouldnt be any such thing as only one of us putting money down since his money is mine and mine his ~ so if the money came from my pay check I still consider it ours and equally his ~ your incomes are both yours imo opinion ~

tto (182.4 days ago)
You may get a better interest rate if his credit is better than yours. Plus, having that kind of debt solely on you will pull your credit down (I think). And if you do divorce (God forbid), it could become your sole responsibility- which is fine if you want to keep the equity, but can you afford it by yourself? My other opinion is, if you are willing to marry and share your life and commit- a house is part of the package, same as children.

res (182.5 days ago)
WHY wouldn`t I? Have you heard of the 50% divorce rate??? Why do people sign prenups?I can be naive or realistic. We all think we`ll stay married forever. The sad truth is many of us won`t. I have seen it happen too many times, including with my dad, who stupidly put the house in both his and my step-mom`s name. After much consideration, and talking with several attorney friends, I have decided to put the house only in my name. It would be different if we both got married when we had nothing. That is not the case here, and I want to protect the assets I`ve worked hard for. He chose not to save. I did.

Nan639 (183.2 days ago)
You`re married? Why on earth would you not put his name on it?

res (183.4 days ago)
We don`t like in a communal state. So, the house wouldn`t be deemed his if it were under my name, should we ever get divorced.

mamacakes (183.4 days ago)
I would like to add that from personal experience, it doesnt matter what state your in. Should you pass away and your husbands name is not on the house, he will have to go to court and fight his butt off to get it or the state will take it.

MJamison (183.4 days ago)
I recommend you put both names on it.. I am trying to refinance our house at the moment and having a hard time trying to add my husband to it.. Now I did buy our second home before we were married, but now since married, I would like us both to be in debt together.. so you need to think about things like that down the road.. and also plus.. isnt your money supposed to be his when married to a point???

magnolia76 (183.4 days ago)
Depending on the laws of the state you live in, it won`t matter if his name is on it or not, its half his regardless.

res (183.4 days ago)
I should add that the mortgage will be under my name.

roxannie (183.4 days ago)
This is a big issue of trust...if you dont have good trust in one another..then this can help..You feel more unified as a couple...My mother had issues with this in her second marraige..because she had become so independent over the many year as being main provider in the house...So if its you thats really independant..then this will help your husband to feel more like a man in the house

mamacakes (183.5 days ago)
Our belief is that if your married whats his is mine and whats mine is his. Also, you have to think about after the baby is born, god forbid something should happen to you...wouldnt you like to know that your husband and child have a home?

nancy26 (183.5 days ago)
were you married in or out of community of property?



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