Kevinsmilfx2`s poll Show results | Hide results

BabyPinson (1143.7 days ago)
My Husband and I have always had a joint account. Like many of you have said, we are married whats his is mine and mine is his. Yes, he is the one who earns the money. But I pay the bills, and keep up with what we have going on. He has never been greedy with the money. We really do not buy a ton of personal stuff for ourselves. And I def. do more than him...but it seems to work out great for us. We always make sure our bills are paid first, then we will have a nice dinner together maybe every 2 weeks and only buy things that are needed. We have been lucky to save alot of money when I was making 50k plus a year so we don`t have the stressful money issues. Thank God!!

mommyjenn88 (1156.3 days ago)
im a stay home mom and my hubby makes the money....but he brings it home and puts it in our account. and even though its his name on the check, it is still OUR money. anything over $50 has to get the other partners approval first. and i have a little tray at the door that my hubby puts his reciepts from the day in from the debit card. that way the next day while he is at work i can go threw the reciepts and balance my checkbook. the routine works for us!

~amy~ (1156.4 days ago)
We got a shared account when we got married.. when I stopped working it`s just his money going in there now but I manage it. He doesn`t even know what a checkbook is LOL!! And to answer your question.. we avoid fights because we see it as `OUR` money even though it is really only the money he has made. Your husband has to get past the `but it`s my money!` or you will just continue to fight. It does make it easier on me though because he is proud to be the moneymaker of the family.. he likes to be the sole provider I guess!

My5Babies:) (1156.4 days ago)
My husband works and his checkis deposited into my checking...I pay all the bills, do the groceries and figure out how to get us to the next check. My husband is very irresponsible and liek to spend money when we don`t have it. So, he gets a basic allowance for gas and `extra`s`. It sounds bad, but wehn he didn`t have an `allowance` he was blowing anywhere between 5-700$ every 2 weeks on NOTHING. He is fine with his allowance, and when we have other purchases that have to be made, we discuss it, but he doesn`t really have a clue about what goes out per check for bills, gas and groceries.

amandapmills (1156.4 days ago)
My husband and I share an account but I`m the one who pays the bills and etc. I`m the more responsible one when it comes to money...... if my husband were to do things his own way and i never looked at our account he`d spend money on things that we dont need

arkansastechmommy (1156.6 days ago)
We share an account.... the way we both look @ it is, we are married, It`s not just HIS or just MINE....it is OURS. I may not have an `8-5`, but I sure do work. I take care of the house, clean, laundry, dishes, and I even enjoy mowing the lawn, when need be:) Most of all, I am home all day looking after our son... About to be looking after 2 when our next `lil bundle of joy arrives. In return, he helps me when something needs to be done, and I haven`t gotten around to it. Nothing is SOLEY (sp?) one of our responciblities... We share everything!!! I may not be the one who physically brings home the pay check, but I do make sure the bills are paid...and on time....

Lookalike (1156.6 days ago)
Even if it is comming out of his account, you could take the initiative to fill out the bills and write the checks and then just have him sign them when he gets home. Men are a little funny about money sometimes because the feel that it is the man`s territory. It seems like this is his deal but he is also absent minded about paying bills so I would let him keep `control` of the accts and then just pick up where he`s lacking.

Kevinsmilfx2 (1156.6 days ago)
Well, I just asked my husband how he would feel depositing money in my account so I can pay the bills and he said I`m better off contacting a divorce lawyer... lol, not that it`s funny, but I`m starting to wonder if maybe I am better off taking his advice.

Tara83 (1156.6 days ago)
I am a stay at home mom and we have a joint account. I don`t think I would be able to ask for money if I needed it. We are married, own a home together have a child together sharing everything in our lives together I don`t think bank accounts should be any different.

PrOuDaRmYwIfE (1156.6 days ago)
I am not in this situation personally, however, my aunt and uncle almost got a divorce because of lack of communication. He made the money but they shared the account, he would leave it all up to her, bills, spending money, EVERYTHING, then somehow something got mis-calculated, and they were in HUGE debt, he even had to go into his 401k. BIG DRAMA. So I think that it should be a joint effort. You both should control the money, you both should balance the checkbook, and you both should go over the bill pay as a TEAM. I think thats the only way it would work. But thats just my opinion. :-) Hope things get better for you and the hubster.

sweetnsmokin (1156.6 days ago)
He makes the money and the acct is his alone. I physically pay the bills and do all the necessity shopping. I take his card and his ID and sign his name. If there are `other` things we may need, like house fixer-upers or gifts we shop together. Because of issues with my ex (still having issues 10 years later!!!) I cannot get a bank account or a credit card, or even a utility in my name. He has no clue on how much I spend though. He says he has enough to worry about and we havent gone bankrupt yet, so I must be doing something right! lol! As far as the 1 income thing, its not easy by any means. (Well, unless you or your spouse are millionaires) I think communication is a big help. If you both know roughly how much is due, like an estimate for each month, then you can work off of that. Its so much more helpful to find a solution to something if you have more than one person trying to find it!

LKLmama (1156.6 days ago)
We have a joint account have had one even before we were married... He makes the money and we both spend it :)

busymommyof3 (1156.6 days ago)
My hubby works but we have a shared account. I would NEVER be married to man does not share or controls all the money. I seen that with my Grandma and Grangpa. Its drama. Just because i dont work does not mean I dont work my a$$ off taking care of the kids, house, laundry, shopping, etc.. If you can trust each other with money then you have some major issues. I think that separate accounts are necessary ifone person has a gambling, drug/alcohol, or shopping problem. Money is the # 1 reason for divorce. I pay all the bills and always ask him if there is a major purchase involved and vice versa.

Mason**Ashlynns** mom (1156.6 days ago)
Funny you should ask. I would like to know too. My husband and I did have a bank account together. It was causing a lot of problems though because he would always use the card on small stupid things and wouldn`t tell me so I`d get pissed ( I keep track of all bills) so we each got our own account now. We just made the switch so I`m not sure how it will go. I make a budget up for the week and exect him to give me what he is suppose to out of that. I just hope he doesn`t over withdraw his account and we have to end up paying a bunch of fees. It can be really frstrating.

Kevinsmilfx2 (1156.6 days ago)
My husband makes the money, keeps all the money. We have separate accounts. Doesn`t show me a dime, and we are now having SERIOUS bill problems from him not paying them. I am ready to walk but I`d like to propose having his paychecks directly deposited into MY account (I`m AMAZING with money). How do your 1 income families navigate the financial path without ending in knock down/ drag out fights?



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