29-4-2009 - Baby Savings

My mood while writing this blog: Helpful

I know that some of you are expecting or have a small child. Even if you are doing fine on one income or two there are several things you can do to help yourself if that changes. Say one of you loose your job or you’re a SAHM and hubby works what happens if he looses his job? This is not professional advice just one friend to another...

If you take $10.00 out of each pay check from the sec you think you’re pregnant, TTC, or plan to get pregnant again. For example- if you do that for ever check that your pregnant it adds up to $180.00 and that’s just doing the math that you get two paychecks a month you might get more. Isn’t that crazy how much little things add up. You could possibly be able to pay for most of your hospital bills if you start early enough.

I borrowed allot of things form friends (since I was the first to have a baby) Family members might even have things you could use and then give back to them, and if you do buy don’t buy things gender specific. Think of the future and if you have more kids you will most likely be buying the same things all over again because you don’t see your little boy in a pink stroller.

STOP USING CREDIT CARDS unless you are able to pay them off right away.

If you have credit card debt I have a step by step plan that does work if you are interested let me know!!!